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120

We extend our best wishes

to the Class of 1961

on this memorable occasion.

THE

ENDICOTT NATIONAL BANK

ENDICOTT TRUST COMPANY

Endicott-Vesta l-Endwell

Union-Endicott Office

THE

MARINE MIDLAND

TRUST COMPANY

of

Southern New York

Deposits Up to

$1

0,000.00 for Each Depositor

Insured

by

the Federal Deposit Insurance Corporation